Investing, Saving Money, Tips

13 Best Wealth Management Apps

With so many options for keeping track of your money, it can become overwhelming to decide which financial tools you should use. That is why I wanted to pull together a list of the best wealth management apps. I’ve used most of these at one point or another, but have also added a few options that I’ve heard good things…

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Freelancing, Making Money, Starting a Business, Upwork

Freelancing vs. Entrepreneurship: How to Get Started

Making the decision between freelancing vs. entrepreneurship is not always an easy choice. There are pros and cons to both options, and it can be difficult to decide which path is right for you. In this blog post, we will discuss the differences between freelancing and entrepreneurship, and help you decide which route is best for you. Freelancing vs. Entrepreneurship:…

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Destroy Debt

10 Debt Paydown Challenges (Fun!)

When it comes to paying off debt, there are many different methods and challenges you can try. In this article, we’ll discuss 10 Debt Paydown Challenges that can help you get rid of your debt quickly. These challenges range from the simple (such as the Debt Snowball Challenge) to the more complicated (such as saving $10,000 in a year). All…

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Credit

How to Get an 800+ Credit Score

There are many ways to get an 800+ credit score, but some methods are more effective than others. I obtained an 800+ credit score just a month ago, at the age of 26! In this article, I will share some of the most efficient ways to improve your credit score. I will also share exactly how I was able to…

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Starting a Business, Tips

15 Important Skills for Business Owners

There are many important skills business owners should know and continually work on. Developing new skills and refining old ones is perhaps one of the most important business investments you will make. You may have some of these skills already, but you will find that a successful business owner needs to reach some level of proficiency in almost all of…

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Making Money, Upwork

How to find clients on Upwork (2022 Guide)

This post is a detailed guide on how to find clients on Upwork in 2022! As you may have already guessed, there is a good reason that I’ve been quiet on the blog for the last three months. And that reason is that I’ve been really focused on increasing my income before the New Year! In December, I dedicated some…

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Kat's Story, Saving Money

How Much Should You Spend on an Engagement Ring?

Congratulations! If you are wondering how much you should spend on your engagement ring then that means you are probably getting close to popping the question or answering the big question! Over the last few years, people have really started to broaden their horizons when it comes to wedding ring styles. Younger generations are starting to question the value behind…

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Destroy Debt

Debt Snowball vs. Debt Avalanche | Debt Free Fast!

To me, paying down debt is really a matter of psychology. If you compare debt payoff to things like dieting or exercising, the methodology is really the same. You have to find a method that works the best for you and create a habit you can stick to.  This mentality actually helped me pay down the first $10,000 of my…

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Destroy Debt

Is Debt Consolidation a Good Idea? Destroy Your Debt!

I’ve definitely had to wonder, “Is debt consolidation a good idea”, multiple times over my financial journey. This may be a personal finance blog, but like many people, I still carry a bit of debt. I graduated from college in 2017 with almost $30,000 in student loans. I also had a small amount of my living expenses on a credit…

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Tips

A Complete Guide: Where to Cash a Check

When you are starting to learn all about the world of banking, it can feel that there are so many different items to consider and steps to take. Banking should not feel overly complicated. In fact, banking is here to help you! Many things that seem scary, like the steps you need to take to cash a check, are actually…

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Budget Guest Post by A Dime Saved
Guest Post, Saving Money

Why is a Budget Important?

Today’s guest post on, “Why is a Budget Important”, was written by Robyn from A Dime Saved! This is Cash for Kat’s 6th guest post! If you would like to start at the beginning, check out Zero to Full-Time Income by Kathrin from A Chat with Kat. Our last guest post was on How to Make a Personal Budget (& pay Down…

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Kat's Story, Starting a Business

Introducing Rucker Sales Consulting!

Today is finally the day! After several months of hard work, the Rucker Sales Consulting (RSC) website has officially launched. This post will share information on what offerings we currently have available at RSC. If you are interested in learning more about what life events lead me to starting a business at 24 from Cambodia, be sure to check out…

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Kat's Story, Starting a Business

The Road to Rucker Sales Consulting

Many of you have been following my blog for the last several months and have watched me document my journey of starting my sales consulting business at 24 and have watched me build my sales consulting business over the course of 2020.  From July to December of 2020, I was able to make over $20,000 as a sales consultant. At most,…

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Kat's Story, Making Money, Saving Money, Tips

20 Money Lessons

Money lessons can be found anywhere, especially during last year. Let’s be real, everyone walked away from 2020 with some sort of money lesson or personal finance revelation.  This was a hard year for the globe and one that will change most people’s relationship with money for the rest of their lives.  I have had several such revelations over the…

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