Kat's Story, Saving Money

How Much Should You Spend on an Engagement Ring?

Congratulations! If you are wondering how much you should spend on your engagement ring then that means you are probably getting close to popping the question or answering the big question! Over the last few years, people have really started to broaden their horizons when it comes to wedding ring styles. Younger generations are starting to question the value behind…

Continue Reading

Destroy Debt

Debt Snowball vs. Debt Avalanche | Debt Free Fast!

To me, paying down debt is really a matter of psychology. If you compare debt payoff to things like dieting or exercising, the methodology is really the same. You have to find a method that works the best for you and create a habit you can stick to.  This mentality actually helped me pay down the first $10,000 of my…

Continue Reading

Destroy Debt

Is Debt Consolidation a Good Idea? Destroy Your Debt!

I’ve definitely had to wonder, “Is debt consolidation a good idea”, multiple times over my financial journey. This may be a personal finance blog, but like many people, I still carry a bit of debt. I graduated from college in 2017 with almost $30,000 in student loans. I also had a small amount of my living expenses on a credit…

Continue Reading

Making Money, Tips

Fiverr: How to Make Money FAST

By now it is no secret that I am a huge fan of having multiple streams of income. Having more than one income stream is the best way to maximize the amount of money you earn each month. It also guarantees that you will have an income if you ever lose a job. Over the last decade, the gig economy…

Continue Reading

Tips

A Complete Guide: Where to Cash a Check

When you are starting to learn all about the world of banking, it can feel that there are so many different items to consider and steps to take. Banking should not feel overly complicated. In fact, banking is here to help you! Many things that seem scary, like the steps you need to take to cash a check, are actually…

Continue Reading

Budget Guest Post by A Dime Saved
Guest Post, Saving Money

Why is a Budget Important?

Today’s guest post on, “Why is a Budget Important”, was written by Robyn from A Dime Saved! This is Cash for Kat’s 6th guest post! If you would like to start at the beginning, check out Zero to Full-Time Income by Kathrin from A Chat with Kat. Our last guest post was on How to Make a Personal Budget (& pay Down…

Continue Reading

Kat's Story, Starting a Business

Introducing Rucker Sales Consulting!

Today is finally the day! After several months of hard work, the Rucker Sales Consulting (RSC) website has officially launched. This post will share information on what offerings we currently have available at RSC. If you are interested in learning more about what life events lead me to starting a business at 24 from Cambodia, be sure to check out…

Continue Reading

Kat's Story, Starting a Business

The Road to Rucker Sales Consulting

Many of you have been following my blog for the last several months and have watched me document my journey of starting my sales consulting business at 24 and have watched me build my sales consulting business over the course of 2020.  From July to December of 2020, I was able to make over $20,000 as a sales consultant. At most,…

Continue Reading

Kat's Story, Making Money, Saving Money, Tips

20 Money Lessons

Money lessons can be found anywhere, especially during last year. Let’s be real, everyone walked away from 2020 with some sort of money lesson or personal finance revelation.  This was a hard year for the globe and one that will change most people’s relationship with money for the rest of their lives.  I have had several such revelations over the…

Continue Reading

Tips

Don’t Wait for Opportunity, Create It

We’ve all heard the saying, “Don’t put off for tomorrow what you can do today”. As we enter into the New Year, this saying is something that has been on my mind almost every single day.  I’m one of those people that firmly believe that it shouldn’t take a new year for you to create new habits. In fact, I…

Continue Reading

Investing, Making Money

Investing 1,000 Dollars a Month Made Easy

I was still in college when I started investing 1,000 dollars a month. I firmly believe that this is something anyone can do as long as they are able to manage their money properly. Of course, to invest $1,000 a month, you must first learn how to save $1,000 a month. The key to investing $1k, particularly when you do not…

Continue Reading

Rucker Sales Consulting Logo
Kat's Story, Starting a Business

Building a Business at 25

Building a business at 25 takes much more effort than starting a business at 24! It has been one year since I started my sales consulting company and it is safe to say that it is starting to take on a life of its own. I never expected that I would be working for myself full time in 2020, much…

Continue Reading