The sharing economy has reshaped the way we live, work, and get around. Services like Airbnb have changed how we vacation. Similarly, platforms like Uber and Lyft have transformed how we think about getting from point A to point B. Among these shifts, car-sharing platforms such as Zipcar, Turo, and Getaround have revolutionized car ownership. One of those shifts is…
Let’s face it, young people rarely use checks. However, they are still widely used to conduct financial transactions. From writing checks to ensuring they’re processed correctly, there’s a lot to learn. One of the most important (and surprisingly common) skills you need to master is how to void a check. Whether you’re setting up direct deposit or made a mistake,…
If you’re looking for a safer way to pay bills or transfer money without using cash or a bank account, a money order might be just what you need. With a money order, there is no need to worry about checks or waiting for one to clear. Simply purchase a money order at a local store and send it to…
Retained earnings are often referred to as the lifeblood of a business, yet many small business owners and entrepreneurs overlook their significance. Understanding and effectively managing your company’s earnings can be the key to unlocking sustainable business growth. If you’re an entrepreneur or small business owner wondering how to leverage your company’s profits to fuel expansion, this guide is for…
Image Credit – CCO License Money is obviously a major part of life for all of us, and an area that very often brings a lot of stress and worry with it. If you want to make it easier on yourself and less concerning, you might want to work on getting your money together as best as you can. There…
Building a legacy that lasts beyond your lifetime is the dream for many Americans. While it’s never too late to start building wealth, it is significantly easier to start while you are young. But what is generational wealth, and how can you begin laying the foundation for it now? This guide will break down essential steps to effectively build and…
Health insurance has long been marketed as a must-have for every responsible adult. But does everyone truly need health insurance? Is it conceivable that, under certain circumstances, opting out might be an acceptable choice? For some individuals, particularly young, healthy adults, the prospect of skipping health insurance is something they may entertain. However, while it might seem like a good…
Picture – CC0 License If you have a keen understanding of logistics, how to move things from A to B, and don’t mind getting your hands dirty, then finding an area in need of waste haulage, especially from commercial clients, can be very lucrative indeed. However, given the potential dangers that come with working in waste, it’s not something to…
Buy-now, pay-later services like Afterpay are changing the way customers shop and businesses sell. If you’re a small business owner, understanding this increasingly popular payment method can be the key to driving higher sales. This guide dives into what Afterpay is, how it works, and how it can be a game-changer for your business. Afterpay Overview Afterpay is an Australian…
Looking to grow your income without committing to a full-time second job? You’re not alone. Entrepreneurs and professionals alike are jumping into side hustles to diversify income streams, fund personal projects, or achieve financial independence. Side hustles aren’t just a temporary solution; they often turn into thriving businesses or build essential skills that pay off in the long term. But…
Selling property for the first time can feel overwhelming. The steps you take along the way, from pricing your property to negotiating offers, can determine the final sale price. But don’t worry! This guide is here to break the process down into manageable steps, giving you the tools to confidently sell your property. Whether you’re upgrading to a larger property,…
There is a lot of talk about unrealized capital gains, and it can be a bit confusing to understand how they affect you and your tax liabilities. Unrealized capital gains, in particular, can play a significant role in your investment strategy. These gains have the potential to impact your portfolio’s performance, tax obligations, and long-term financial goals. This guide aims…
Feeling overwhelmed by clutter in your home? You’re not alone. Many of us struggle with overstuffed closets, chaotic drawers, and an overwhelming number of possessions. But what if there was a way to not only tidy up your space but also spark some joy in the process? Try the KonMari method. This internationally renowned approach, created by organizing expert Marie…
Owning property isn’t just an investment; it’s a responsibility. Whether you’re renting out a cozy single-family home or managing multiple commercial units, your assets are vulnerable to risks like natural disasters, accidents, or tenant damages. This is where landlord insurance steps in. A reliable safety net that lets you focus on maximizing your investment returns with peace of mind. But…
Source : Pixabay CC0 Money isn’t the most important thing in this world, but there is no doubt that you need to feel financially stable. Otherwise, you will feel limited in many aspects of daily life. This is added to the fact that financial worries are the most common source of stress in modern life. In other words, you simply…
Do you feel like your paycheck disappears the moment it hits your bank account? Managing finances can be stressful, especially when unexpected expenses crop up. That’s where budgeting comes in, and with modern tech, it’s easier than ever. Enter Every Dollar, a savvy, user-friendly budgeting app designed to take the guesswork out of managing money. Created by Ramsey Solutions, Every Dollar…
If you’re tired of renting, you’re in the same boat as the majority of people who are renting right now. Some people are stuck in their situation, but others have the ability to turn it around and buy their own place, they just need a little push to do so. A lot of the time, we find that people don’t…
Photo by Caio: https://www.pexels.com/photo/turned-on-screen-silver-macbook-air-on-wooden-desk-56759/ Freelancing freedom: you choose your clients, set your hours, and you can work from anywhere that you choose. However, freedom does sometimes come with a few blurred boundaries; your home quickly becomes your office, notifications interrupt your weekends, and work leads into personal time more often than you would like to admit. Without having a structure…
Navigating career transitions can feel like walking a tightrope and leaving a job is never easy. On one hand, staying in an unsatisfying role may hinder your personal and professional growth. On the other, making a change requires careful planning, particularly when explaining past job moves to potential employers. If you’re considering a career change or want to better address…
Saving money doesn’t have to feel overwhelming or dull. The 100 Envelope Savings Challenge is shaking things up by providing not just a structured way to save, but also a fun and flexible one. Designed for financial newbies, this challenge can help you build better money habits, achieve short-term savings goals, and set the stage for a more secure financial…
Managing personal finances can be a daunting task, especially with the myriad of income sources, expenses, and subscriptions modern life throws at us. Enter the Rocket Money budgeting app is designed to simplify personal finance. Formerly known as Truebill, Rocket Money promises to help you save, track spending, and even cancel unwanted subscriptions with ease. In this Rocket Money review,…
Image Credit: PexelsWorking as a freelancer is a rewarding adventure, but it can be a double-edged sword. Though it is great to have the freedom to do work however you want… it also means that you have to do everything yourself! One of the most challenging aspects of excelling at freelancing is organizing your time. You have to ensure that…
Investing isn’t just about numbers, charts, and spreadsheets. Behind every market move or trade is a human mind, complete with emotions and biases that can deeply influence financial decisions. The psychology of money, rooted in behavioral finance, sheds light on how our emotions often dictate investment choices, sometimes even at the cost of logic or reason. These emotional responses can…
Budgeting is the cornerstone of personal finance, it keeps us on the right path, gives us direction, and helps us reach our financial goals. But for many, creating and sticking to a budget feels overwhelming and riddled with roadblocks. Whether you’re a young adult navigating personal finances for the first time, a freelancer juggling fluctuating income, or someone simply looking…
Whether you’re renting for the first time or a longtime tenant, you’ve likely heard the so-called golden rule “Spend no more than 30% of your income on rent.” But does it really work in today’s evolving housing market? Whether you’re budgeting for an urban studio or a suburban two-bedroom, the answer isn’t always straightforward. In this guide, I will dive…