Destroy Debt

Debt Snowball vs. Debt Avalanche | Debt Free Fast!

To me, paying down debt is really a matter of psychology. If you compare debt payoff to things like dieting or exercising, the methodology is really the same. You have to find a method that works the best for you and create a habit you can stick to.  This mentality actually helped me pay down the first $10,000 of my…

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Destroy Debt

Is Debt Consolidation a Good Idea? Destroy Your Debt!

I’ve definitely had to wonder, “Is debt consolidation a good idea”, multiple times over my financial journey. This may be a personal finance blog, but like many people, I still carry a bit of debt. I graduated from college in 2017 with almost $30,000 in student loans. I also had a small amount of my living expenses on a credit…

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