Saving money doesn’t have to feel overwhelming or dull. The 100 Envelope Savings Challenge is shaking things up by providing not just a structured way to save, but also a fun and flexible one. Designed for financial newbies, this challenge can help you build better money habits, achieve short-term savings goals, and set the stage for a more secure financial…
Managing personal finances can be a daunting task, especially with the myriad of income sources, expenses, and subscriptions modern life throws at us. Enter the Rocket Money budgeting app is designed to simplify personal finance. Formerly known as Truebill, Rocket Money promises to help you save, track spending, and even cancel unwanted subscriptions with ease. In this Rocket Money review,…
Budgeting is the cornerstone of personal finance, it keeps us on the right path, gives us direction, and helps us reach our financial goals. But for many, creating and sticking to a budget feels overwhelming and riddled with roadblocks. Whether you’re a young adult navigating personal finances for the first time, a freelancer juggling fluctuating income, or someone simply looking…
Whether you’re renting for the first time or a longtime tenant, you’ve likely heard the so-called golden rule “Spend no more than 30% of your income on rent.” But does it really work in today’s evolving housing market? Whether you’re budgeting for an urban studio or a suburban two-bedroom, the answer isn’t always straightforward. In this guide, I will dive…
Want to build a rock-solid financial future but aren’t sure where to start? Mastering personal and business finances can often feel overwhelming, but you don’t need to be an expert to lay a stable foundation. Enter the Five Foundations of Financial Life, a simple yet powerful framework to help you earn, save, invest, protect, and give your way to financial…
Zero-Based Budgeting (ZBB) is creating quite a buzz in financial circles, especially among small business owners and finance enthusiasts. But what exactly is ZBB, and why are so many businesses adopting this innovative approach to money management? If you’re a small business owner looking for a fresh take on budgeting or a finance enthusiast seeking clarity on financial control methods,…
Financial planning might sound intimidating, but it doesn’t have to be. Whether you’re dreaming about a comfortable retirement, saving for your child’s education, or building long-term wealth, a well-informed plan can make all the difference. This is where an investment calculator steps in. These simple yet powerful tools can help you visualize your financial future and make smarter decisions along…
Lunch Money is an easy-to-use personal finance app designed to help you effortlessly manage your money, track expenses, and stay on top of your financial goals. Whether you are budgeting for the week or planning for the future, Lunch Money aims to streamline your financial life. Jennifer Yip founded Lunch Money in 2019. Since then, it’s garnered a loyal following…
Financial struggles happen to most of us. Whether you are struggling to make ends meet for a few days before payday or you have recently lost a job, these things happen to the best of us. There is no need to stress or feel anxious about financial struggles, as they can be temporary, and help is just around the corner. …
It’s all too easy to make impulsive decisions when your bank account is looking a bit thin. The stress of financial confusion and worry about bills can cloud our judgment, leading to choices we might later regret. But it’s crucial to remember that rash actions rarely solve money problems. Acting rashly often makes problems worse, especially when struggling with cash…
Money is great. Everyone wants it, and most people do not have enough of it. Luckily, there are actionable ways to bring more money into your pocketbook, whether through the power of borrowing or working a little extra. The point is that you have options. Keep reading to learn more about them. Get a Loan Sometimes, it is difficult to…
A few years ago, companies really got good at convincing us to sign up for monthly subscriptions. These days, you can sign up for anything to be sent to you on a regular basis. Clothing, groceries, product samples… everything! Credit card subscriptions can be convenient for accessing various services and products, but sometimes it becomes necessary to cancel them. You’ve…
The world of podcasting has exploded in popularity over the past few years. In this ever-expanding landscape of audio content, investing podcasts have emerged as a valuable resource for those seeking to grow their wealth and make well-informed financial decisions. Investing is a complex and ever-changing topic that requires constant learning to improve your skills. With the help of podcasts,…
This post shares examples of financial goals and helps you find ways to achieve them! Financial goals provide a clear roadmap for your financial journey, enabling you to make informed decisions, establish healthy habits, and track your progress along the way. They serve as beacons of motivation, empowering you to take control of your finances, build wealth, and secure a…
Personal Capital is a free service that helps you track your net worth, manage your investments, and plan for retirement. You might be surprised to learn that Personal Capital was founded in 2009 by Bill Harris. Mr. Harris is the former CEO of Intuit and PayPal! This fun fact certainly explains why this platform is one of the best wealth…
With so many options for keeping track of your money, it can become overwhelming to decide which financial tools you should use. That is why I wanted to pull together a list of the 13 best wealth management apps, along with the ones I personally use, so that you can pick the best one for you. I’ve used most of…
Congratulations! If you are wondering how much you should spend on your engagement ring then that means you are probably getting close to popping the question or answering the big question! Over the last few years, people have really started to broaden their horizons when it comes to wedding ring styles. Younger generations are starting to question the value behind…
After traveling to over 10 countries on a nearly non-existent budget you might assume I would be a bit of an expert on scoping out affordable places to live. That assumption is 100% correct! Today I wanted to share my experience living in one of the cheapest countries in the world. In fact, I found the cost of living to…
Today’s guest post on, “Why is a Budget Important”, was written by Robyn from A Dime Saved! This is Cash for Kat’s 6th guest post! If you would like to start at the beginning, check out Zero to Full-Time Income by Kathrin from A Chat with Kat. Our last guest post was on How to Make a Personal Budget (& pay Down…
What is Passive Income? Passive income, also known as residual income, is an income source where the person is not actively involved. It is a source where there is little to no effort put into obtaining that income on a regular basis. Many times, passive income is described as a way to “make money while you sleep.” Another way of…
Money lessons can be found anywhere, especially during last year. Let’s be real, everyone walked away from 2020 with some sort of money lesson or personal finance revelation. This was a hard year for the globe and one that will change most people’s relationship with money for the rest of their lives. I have had several such revelations over the…
A beginner’s guide on how to make a personal budget to pay down debt by Angela from The Coin Savvy Aunt! Personal budget planning made easy.
Are you ready to stop wondering how to make $1,000 and learn the easy steps I took to get there? Saving $1,000 is nowhere near as hard as it used to be. In fact, I was able to save my first $1,000 while making $15 an hour as a full-time college student in the Bay Area! After that, I focused…